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About Microf Financial Services

When you call for emergency air conditioning or heating service, you don't always have ready cash. And if your air conditioner, heat pump or furnace needs immediate replacement, the situation can be serious.

However, thanks to our partnership with Microf Financial Services, the Authorized Bryant and Carrier HVAC dealers on the Air Conditioning South East website can help you to get the financial support you need just when you need it most.

HVAC financing is available for anyone who wants to save money with an energy-efficient heating or cooling upgrade. Don't let a lack of good credit keep you from enjoying the benefits of high-efficiency heat pumps, air conditioners and furnaces. Microf offers budget-friendly financing options with no credit check and no money down.

Hassle-Free HVAC Financing

Many people have less-than-perfect credit, but with Microf Financial Services, bad credit doesn't have to mean sacrificing indoor comfort. In partnership with Microf, we're committed to helping people with credit problems to get essential heating and cooling services.

Whether you need air conditioning, heat pump or furnace replacement when the old system breaks down, or you want to save money on monthly utility bills with an energy-efficient upgrade, we can help.

Instant Approval For Furnace And Air Conditioner Financing

Don't let bad credit, poor credit or no credit stop you from getting the HVAC services that you and your family rely on. Microf Financial can assist you regardless of your credit history. Call Air Conditioning South East for furnace or AC repair, heating or cooling replacement or new HVAC installations. Whether you're a residential or commercial customer, affordable financing is only a phone call away.

The HVAC dealers at Air Conditioning South East make it easy for you to get furnace, heat pump and air conditioning service. We offer flexible repayment plans with no money down. Monthly payment plans are easy and affordable, even with bad credit:

  • No credit check
  • No down payment
  • Easy application process
  • Approval within 24 hours after you complete an application
  • Affordable repayment plans to fit your budget

HVAC Financing Bad Credit Or No Credit

In cooperation with Microf Financial Services, the authorized Bryant and Carrier dealers at Air Conditioning South East can offer you a variety of affordable repayment plans. Choose the monthly repayment plan that works best for you:

  • Monthly payments over 35 months
  • Monthly payments over 47 months
  • Monthly payments over 59 months

Air Conditioning And Furnace Financing Support

Microf makes it simple to make monthly payments and keep your account current. You can mail your monthly payments or pay them conveniently online with a credit card, check card, debit card or monthly ACH debits from your bank account. Visit to find a qualified Carrier or Bryant dealer in your area who can offer you no credit check financing through Microf Financial.

With the simple application process, fast approval and quick funding offered by Microf, you'll be able to get the necessary heating or air conditioner financing bad credit or not.

Microf Financial Services Has You Covered!

Microf is a Georgia company affiliated with JAM Capital. It specializes in providing affordable heating and air conditioning repayment plans to customers of select HVAC dealers. Its mission is to help consumers to get the needed financing to pay for heating and cooling services that just can't wait, including HVAC replacements and new HVAC installations.

Get 100 percent heating and air conditioning financing with no credit check and no money down. With a variety of worry-free repayment plans and Microf customer assistance online or by telephone, getting affordable HVAC service has never been so simple.